The 10 most frequently asked questions from investment beginners
- Nicole Donau
- Dec 6, 2024
- 2 min read
When beginners want to start investing their money profitably , they often have a lot of questions and a lot of fears. Here are the ten most common questions that beginners ask me in my initial discussions.

How do I even start investing?
Which types of investments are suitable for me?
How much money should I invest in the beginning?
How can I minimize risks?
How do I find trustworthy investment opportunities?
What is the difference between stocks, funds and ETFs?
How long should I invest my money?
How can I diversify my portfolio?
What return can I expect?
How can I continuously adjust my portfolio?
In my appointments, I repeatedly find that beginners bring with them a wide range of fears and prejudices. Over 90% of them are afraid of losing invested money, followed by the fear of not knowing enough about the topic, or the very limiting belief that investing is only for long-standing financial experts. No, anyone can invest! In order to get rid of these or other thought patterns, it is simply important to build up a solid knowledge base. This happens after personal onboarding, for example in our investment community.
In my initial meetings, I offer beginners the opportunity to discuss individual concerns and questions with them, but also to talk about their wishes and goals that they have or that they would like to achieve through their investments. Based on this information, in one or two follow-up meetings, I then present various investment forms, projects and tools that I am personally invested in or that I use, help them understand the risks and, after onboarding, support them in starting in small steps. Under Services, you can book an appointment for a personal initial meeting about SmartInvest. See you soon.
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